American Dream Financing

At American Dream Financing we provide our clients the best mortgage loans available to meet their individual needs. Each loan officer specializes in different areas of the market, so whether you are buying your first house, starting a business or purchasing investment properties we can help you get the financing you need. We provide low cost loans without sacrificing unmatched service to our clients. We pride ourselves in fast and efficient loans, which is a standard at American Dream Financing. Let us help make your dreams come true!

Loan Programs

At American Dream Financing we offer a wide range of loan programs to meet the many different needs of each client. Because we are a mortgage broker we have a very large advantage over individual banks. For example, if you were to walk into your neighborhood bank and ask for a loan, the bank manager there would only have a few loan programs to choose from (usually 5-10). On the other hand, we are approved with dozens of banks and lenders with many programs. This literally gives us hundreds of different loan programs to choose from. Furthermore, because we are a brokerage and get the loans wholesale from the banks and lenders, our interest rates are more competitive than individual bank managers can get. What we do at American Dream Financing is listen. We listen to your individual needs and get the loan that best fits you. We have every loan program out there. Here is a sample of just a few of the loan programs that we have available.

Conventional (most common)
Construction Loans (building)
Stated (state income)
Full Doc (full documentation)
FHA (government)
VA (veterans loans)
Fixed Rate Mortgage (e.g. 15, 25, 30 Yr)
ARM (adjustable rate mortgage)
Sub-prime (not so perfect credit)
Interest Only (no principle payments)
Second Mortgages (fixed loan amount behind 1st mortgage)
HELOC (home equity line of credit)

These are just a few of the main categories of loans available. Within each category are literally hundreds of deviations. So call us today, we can tailor the right loan for you. We have the knowledge to get the job done right, call us today!